• About

  • Expert Circle

  • Financial Service Wiki

  • Methodology

  • API

  • Contact

  • Periodic Table of Financial Services

    Loyalty & Couponing Services

    Incentivation and retention of customers via coupons and reward points. more...

    Variations of Loyalty & Couponing Services:Features:

    Kids Banking

    Supervisorial management and authorization of payment transactions for underage persons. more...

    Variations of Kids Banking:Features:

    Currency Exchange

    Trading of foreign currencies. more...

    Variations of Currency Exchange:Features:

    Copy Trading

    See and (automatically) copy trades of other investors to a customer's portfolio. more...

    Variations of Copy Trading:Features:

    Investment Review Platform

    Automatic analysis and evaluation of existing portfolios. more...

    Variations of Investment Review Platform:Features:

    Cross-Border Lending

    Allows customers to invest in foreign securities. more...

    Variations of Cross-Border Lending:Features:

    Crowdfunding

    Funding of a project or venture by raising an investment from a large number of people. The investment return can be payed as an physical asset, an fixed interest rate, equity or as an donation reward. more...

    Variations of Crowdfunding:Features:

    P2P Lending

    Direct lending of money between two privately involved parties without any kind of financial intermediary. more...

    Variations of P2P Lending:Features:

    Social Trading

    Definition and implementation of trading strategies based on a community (e.g. via a custom fonds). more...

    Variations of Social Trading:Features:

    Financial Communities

    Digital meeting point of people with any kind of financial knowledge, needs or advice more...

    Variations of Financial Communities:Features:

    Dealmarkets

    Exclusive secondary market exchange in which the prices are bargained out between buyers and sellers. more...

    Variations of Dealmarkets:Features:

    Review and Rating Platforms

    Review and rating of financial products, providers, advisors, services, etc. more...

    Variations of Review and Rating Platforms:Features:

    P2P Trading Places

    Direct exchange of assets, equity or stocks between the involved parties without an financial intermediary more...

    Variations of P2P Trading Places:Features:

    Comparison Platforms

    Online platform that compares financial services and products (usually based on their price). more...

    Variations of Comparison Platforms:Features:

    Electronic Payments

    Electronic Payment (also Online Payment) describes any form of electronic money transfer over the Internet between the user and a merchand and enriched by additional features for online purchases. more...

    Variations of Electronic Payments:Features:

    Cash Payment for Online Purchases

    Cash payment for online purchases in a local store. more...

    Variations of Cash Payment for Online Purchases:Features:

    P2P Digital Payment

    Direct electronic money transfer between two clients (not merchands). more...

    Variations of P2P Digital Payment:Features:

    Mobile Payment

    Mobile Payment describes electronic money transfer over mobile devices between consumers and merchants (at Point of Sale) or between consumers and consumers. more...

    Variations of Mobile Payment:Features:

    Group Payment

    Collect money or split a bill among a defined circle of people. more...

    Variations of Group Payment:Features:

    ePrivate-Banking

    Basic investment strategy performed by algorithms with additional review of human experts. more...

    Variations of ePrivate-Banking:Features:

    Video Investment Advisory

    Remote investment advisory with an personal adviser via video chat. more...

    Variations of Video Investment Advisory:Features:

    Gift Card for Stocks

    Offering of stock purchases for private clients by the physical placement of gift cards in retail stores more...

    Variations of Gift Card for Stocks:Features:

    Investment Information & Tools

    Tools to assist financial advisers to serve their clients and forecasting financial trends. more...

    Variations of Investment Information & Tools:Features:

    Video Financing Advisory

    Offer of financing advice via remote video chats with an personal adviser. more...

    Variations of Video Financing Advisory:Features:

    Instant Loans

    Credit lending and providing as a realtime service more...

    Variations of Instant Loans:Features:

    Credit Score Management

    Screening of a person's credit scoring and subsequently improvement of scoring underlyings more...

    Variations of Credit Score Management:Features:

    Money Mentoring

    Specialzed advice that empowers a client make qualified decisions on his own. more...

    Variations of Money Mentoring:Features:

    Financial Literacy

    Financial education for consuments. more...

    Variations of Financial Literacy:Features:

    Spending Assistant

    Services to optimize spendings and support customer shopping. Smartens the way of spending money by recommending the optimal purchase price and the best payment solution more...

    Variations of Spending Assistant:Features:

    Electronic Wallets

    Electronic safekeeping and administration of assets. more...

    Variations of Electronic Wallets:Features:

    Receipt Management

    Organization and filing of payment receipts. more...

    Variations of Receipt Management:Features:

    Smart Credit Card

    A credit card that chooses the optimal credit provider during each checkout. more...

    Variations of Smart Credit Card:Features:

    Cash Delivery

    Timely delivery of cash to the physical location of a customer upon request. more...

    Variations of Cash Delivery:Features:

    Savings Engagement

    Variety of different digital platforms with the intention of raising their users saving behaviour more...

    Variations of Savings Engagement:Features:

    Asset Evaluation

    Digital evaluation of physical assets, e.g. real estate, cars, boats, art, which are considered as a potential investment or as an collateral more...

    Variations of Asset Evaluation:Features:

    Debt Optimization

    Optimization tool for automatic calculation and transaction of personal credit and loan commitments more...

    Variations of Debt Optimization:Features:

    Debt Relief Motivation

    Motivation mechanisms to promote the debt relief of a borrower. more...

    Variations of Debt Relief Motivation:Features:

    Personal Financial Planning

    Holistic view and advice on customers finances. more...

    Variations of Personal Financial Planning:Features:

    Banking App Stores

    Integrated distribution platform for financial applications. more...

    Variations of Banking App Stores:Features:

    Online Banking

    Electronic interface towards major accounts and banking services. more...

    Variations of Online Banking:Features:

    Money Management

    Finance management services for consumers more...

    Variations of Money Management:Features:

    Cash Management

    Collection, handling, and usage of money for international companies (e.g. foreign currencies, liquidity management). more...

    Variations of Cash Management:Features:

    Financing Advisory

    Financing advisory is a structured process to help customers find the right financing solution. more...

    Variations of Financing Advisory:Features:

    Financing Brokerage

    Bank-indepentend financial advisors works out a customized financing solution with the customer. more...

    Variations of Financing Brokerage:Features:

    Factoring

    Type of debtor finance in which a business sells its accounts receivable to a third party at a discount more...

    Variations of Factoring:Features:

    Advisor Finder

    Prescreening and comparison of financial advisor including their office location more...

    Variations of Advisor Finder:Features:

    Calculators & Tools

    Various sophisticated tools and calculators for minor tasks. more...

    Variations of Calculators & Tools:Features:

    Digital Payments

    Any forms of transfer of digital fiat money. more...

    Variations of Digital Payments:Features:

    Virtual Currency Services

    Transfers and management of any form of alternative- or virtual currencies. more...

    Variations of Virtual Currency Services:Features:

    Cash Payments

    Non-electronic form of payment that uses cash. more...

    Variations of Cash Payments:Features:

    Card Payment

    Form of electronic payment that is based on card payment systems. more...

    Variations of Card Payment:Features:

    ATM

    Stationary electronic device that enables customers to perform self-service banking-interactions, i.e. withdrawal of cash. more...

    Variations of ATM:Features:

    Robo Advisory

    Self-Service portfolio creation and management based on sophisticated algorithms. more...

    Variations of Robo Advisory:Features:

    Investment Advisory

    Individual client profiling and portfolio creation. more...

    Variations of Investment Advisory:Features:

    Asset Management

    Investment services for retail clients (including continuous portfolio management). more...

    Variations of Asset Management:Features:

    Wealth Management

    High-professional service for high-volume customers. more...

    Variations of Wealth Management:Features:

    Leasing

    A lease is a contractual arrangement calling for the user to pay the owner for the use of an asset more...

    Variations of Leasing:Features:

    Loans & Mortgages

    A mortgage loan is used to raise funds to buy real estate or used by existing property owners to raise funds for any purpose while putting a lien on the property. more...

    Variations of Loans & Mortgages:Features:

    Financial News & Information

    Financial data, information, and media content. more...

    Variations of Financial News & Information:Features:

    Safe Deposit Box

    Physical storage for valuable assets in protected bank environment. more...

    Variations of Safe Deposit Box:Features:

    Customer Support

    Assistance and support for customers regarding their customer status and their services. more...

    Variations of Customer Support:Features:

    Checking and Savings Account

    Custody and transactions of money and securities. more...

    Variations of Checking and Savings Account:Features:

    Payment Orders

    Instructions to transfer funds sent via paper and/or electronic means. more...

    Variations of Payment Orders:Features:

    Foreign Currency Transactions

    Money transactions between different currency zones. more...

    Variations of Foreign Currency Transactions:Features:

    Savings Plan

    Settlement of financial savings situations and savings targets. more...

    Variations of Savings Plan:Features:

    Brokerage

    Execution of buy and sell orders by an individual or firm in return of a fee or commission more...

    Variations of Brokerage:Features:

    Pawn Office

    An individual or business that offers secured loans to people, with items of personal property used as collateral. more...

    Variations of Pawn Office:Features:

    Loan Management

    Management and optimization of several financing and loans. more...

    Variations of Loan Management:Features:

    Insurance Services

    Services to prevent financial loss of clients. more...

    Variations of Insurance Services:Features:

    Legal Services

    Providing business in foreign legal matters, including the recovery of claims which have been ceded or receivable. more...

    Variations of Legal Services:Features:

    Tax Services

    Accountants and tax professionals that prepare individual or business tax returns for submission to the IRS. more...

    Variations of Tax Services:Features:

    Cash Deposit

    Deposit of physical money (cash) as a form to initiate a digital money transfer. more...

    Variations of Cash Deposit:Features:

    Electronic Bill Presentment

    more...

    Variations of Electronic Bill Presentment:Features:

    Photopay

    Capturing and processing of payment orders by taking digital pictures of a physical receipt or a transfer slip. more...

    Variations of Photopay:Features:

    Transfer Wizard

    Automatic detection of billing information in unstructured text, such as E-Mails. more...

    Variations of Transfer Wizard:Features:

    Payment Slip Scanning

    Scan printed invoices and receipts via camera and digitize them for electronic processing. more...

    Variations of Payment Slip Scanning:Features:

    Scanning of standardized receipts

    Capturing and processing of payment orders by digital scanning of a physical transfer slip. more...

    Variations of Scanning of standardized receipts:Features:

    Scanning of non-standardized receipts

    Capturing and processing of payment orders by digital scanning of a physical receipt. more...

    Variations of Scanning of non-standardized receipts:Features:

    Automated Investment Features

    Algorithm that applies the user’s saved criteria to invest on their behalf. more...

    Variations of Automated Investment Features:Features:

    Portfolio Optimization

    Optimization and rebalancing of existing portfolios (usually tool-based). more...

    Variations of Portfolio Optimization:Features:

    Portfolio Benchmarking

    Investment Comparison Platform that may provide peer comparison and additional metrics. more...

    Variations of Portfolio Benchmarking:Features:

    Digital Loan Processing/Instant Decision

    Digital Loan Processing with an instant decision service for private clients more...

    Variations of Digital Loan Processing/Instant Decision:Features:

    Online Loan Application

    Online Loan Application Service as an additional service platform more...

    Variations of Online Loan Application:Features:

    Reporting & Statements

    more...

    Variations of Reporting & Statements:Features:

    Real-time Notification

    Real-time alerts when defined payment transactions occur. more...

    Variations of Real-time Notification:Features:

    Payment Notification

    Notification if defined payment transactions occurs. more...

    Variations of Payment Notification:Features:

    Instant Payment

    Instant payment processing by payment providers. more...

    Variations of Instant Payment:Features:

    Collateral Saving

    A clearing account in the name of a borrower with its bank, for the purpose of securing and servicing an indebtedness. more...

    Variations of Collateral Saving:Features:

    Mobile Payment Authentification Technologies

    more...

    Variations of Mobile Payment Authentification Technologies:Features:

    Biometric Payment Authentification Technologies

    more...

    Variations of Biometric Payment Authentification Technologies:Features:

    Billspliting

    Splitting of bills (reimbursement or collection-based) more...

    Variations of Billspliting:Features:

    Payment Rules & Automatization

    Automatic blocking and restriction of predefined payment orders. Triggering of custom financial actions based on predefined events. more...

    Variations of Payment Rules & Automatization:Features:

    Portfolio Check

    Analysis of existing portfolios against predefined metrics. more...

    Variations of Portfolio Check:Features:

    Portfolio Simulation

    Forecasting of existing portfolios. more...

    Variations of Portfolio Simulation:Features:

    Investment Event Notification

    Automatic notification of predefined financial market or investment situations. more...

    Variations of Investment Event Notification:Features:

    Contextual Loans

    Smart Loan suggestions motivated by current events of the customer more...

    Variations of Contextual Loans:Features:

    Overdraft Transfer

    Automatic debt conversion of overdraft credits more...

    Variations of Overdraft Transfer:Features:

    Video Chat

    more...

    Variations of Video Chat:Features:

    Secure Data Storage

    Remotely-hosted storage for personal digital documents and digital assets. more...

    Variations of Secure Data Storage:Features:

    Account Aggregation

    Digital platform to bundle various financial accounts from different providers. more...

    Variations of Account Aggregation:Features:

    Automated transaction classification

    more...

    Variations of Automated transaction classification:Features:

    Account Management

    Digital platform to bundle and connect various financial accounts from different providers. more...

    Variations of Account Management:Features:

    Planning and Budgeting

    more...

    Variations of Planning and Budgeting:Features:

    Peer Comparison

    Peer to peer platform as a meetingpoint to compare your personal finances with people from a similar financial or social situation. The comparison is suppossed to make weaknesses in your personal spending habbits visible. more...

    Variations of Peer Comparison:Features:

    Cash Flow Analysis

    Visualize how customers money moves in and out of their account throughout the month. more...

    Variations of Cash Flow Analysis:Features:

    Loan Automation

    more...

    Variations of Loan Automation:Features:

    Scoring

    Measurement of the personal risk level and creditworthiness by the quantification of relevant factors. more...

    Variations of Scoring:Features:

    Performance Reporting

    more...

    Variations of Performance Reporting:Features:

    Idendity Verification

    more...

    Variations of Idendity Verification:Features:

    Authentification Services

    more...

    Variations of Authentification Services:Features:

    Payment Processing & Integration

    Processing, integration and Point-of-Sale solutions for merchants. more...

    Variations of Payment Processing & Integration:Features:

    Point of Sale Solutions

    Payment solutions towards local service providers and merchants that comprise software and hardware components. more...

    Variations of Point of Sale Solutions:Features:

    Payment Security & Protection

    Services that enhance the security and reliability of payment transactions for customers. more...

    Variations of Payment Security & Protection:Features:

    Data Integration Services

    more...

    Variations of Data Integration Services:Features:

    Cloud communications platform

    more...

    Variations of Cloud communications platform:Features:

    Blockchain

    Is a database that maintains a continuously-growing list of data records against tampering and revision more...

    Variations of Blockchain:Features:

    Internet of Things

    Interconnection of everyday objects with internet network connectivity, allowing them to send and receive data. more...

    Variations of Internet of Things:Features:

    Big Data

    Very large data sets with the purpose of a computationally analysis to reveal patterns, trends, and associations, especially relating to human behaviour and interactions. more...

    Variations of Big Data:Features:

    Virtual Reality

    Computer-generated simulation of a three-dimensional image or environment that can be interacted with in a seemingly real or physical way by a person using special electronic equipment more...

    Variations of Virtual Reality:Features:

    Biometrics

    Application of statistical analysis to biological data. more...

    Variations of Biometrics:Features:

    Artificial Intelligence

    Ability of computer systems to perform tasks which normally are requiring human intelligence. more...

    Variations of Artificial Intelligence:Features:

    Robotics

    A (physical) machine capable of automatically performing a complex series of actions. more...

    Variations of Robotics:Features:
    © CC Sourcing - Business Engineering Institute St. Gallen AG 2017 | Impressum | Rendered Version: 07/2017 (beta)